CRDB SACCOS Loan Products

Explore our comprehensive range of loan products designed to meet your financial needs

Short-term Loans

EMERGENCY LOAN

2% monthly
Maximum Amount

Tshs. 5,000,000

Repayment Period

12 months

Disbursement

Within one day

NIPIGE TAFU LOAN

1% monthly
Maximum Amount

Tshs. 2,000,000

Repayment Period

9 months

Disbursement

Within one day

EDUCATION LOAN

1.25% monthly
Maximum Amount

Tshs. 5,000,000

Repayment Period

12 months

Disbursement

Within one day

INSURANCE LOAN

1.5% monthly
Maximum Amount

Tshs. 5,000,000

Repayment Period

12 months

Disbursement

Within one day

LIKIZO LOAN

2% monthly
Maximum Amount

Tshs. 3,000,000

Repayment Period

12 months

⚠️ Refinancing allowed only once

Special Loans

STAFF LOAN

6% per annum
Maximum Amount

Tshs. 100,000,000

Repayment Period

Up to 7 years

The SACCOS reserves the right to change the interest rate without prior notice or consultation with the borrower.

BORESHA MAISHA LOAN

12% per annum
Maximum Amount

Tshs. 20,000,000

Repayment Period

Up to 24 months

Purpose: Granted to members to meet extraordinary emergency needs

Eligibility: Considers three times Special Goals Akiba (deposits). Must meet required credit ratios and standards.

Guaranteed by two members

⚠️ Refinancing allowed after repayment of 2 consecutive monthly installments

Development Loan

DEVELOPMENT LOAN

1.08% monthly
Maximum Amount

Tshs. 60,000,000

Repayment Period

60 months

Disbursement

Twice a month on the 1st and 15th

Festive Loans

FESTIVAL (New Members)

1.5% monthly
Maximum Amount

Tshs. 1,500,000

Repayment Period

6 months

Breakdown:

CashTshs. 600,000
SharesTshs. 700,000
Admission feeTshs. 20,000
Loan feeTshs. 20,000
SavingsTshs. 160,000

EASTER BOOSTER (Members)

1.5% monthly
Maximum Amount

Tshs. 600,000

Repayment Period

6 months

Loan Application Procedure

Short-term Loans

Apply online through our portal:

portal.crdbsaccos.co.tz

Development & Jiongeze Loans

Fill the respective loan form and submit via:

Also send the physical form through our postal address